Car Leasing Deals In Cardiff

Love having a new car every few years? Crave that new car smell? Then leasing, also known as Personal Contract Hire (PCH) or Business Contract Hire (BCH), is the most affordable, convenient and hassle-free way to drive a brand new car.

Leasing a car is just like renting anything else. If you rent a house or flat, you pay a deposit, then you use it for an agreed period paying a set amount each month. Once the contract ends, the property reverts back to the landlord.

It’s the same with vehicle leasing - you chose which brand new car you want, how long you want the car for (2, 3 or 4 years), what payment you can afford upfront (normally 1, 3, 6, 9 or 12 months initial payment) and how many miles you think you will drive. Then find fixed monthly payments that suit your budget. It’s a long term rental agreement so you won’t be purchasing the car, you simply return it at the end of the lease term and get another brand new one if you’d like. Simple and hassle free!

1. Search for your perfect car
Compare lease prices quickly and easily. Select the make, model, specifications and the initial payment which suits you. Compare millions of deals from top leasing companies to find the best price and package to suit your needs.

2. Send an enquiry or call direct
Through our website you can send an enquiry or call the leasing company directly (free of charge) to discuss all the details and agree on a personalised deal.

3. Place your order & take delivery
Once you are happy, place your order with the leasing company. Vehicles can be delivered straight to your door (free of charge mainland UK) or collected. That’s why the leasing providers office location doesn’t matter – they will do the hard work for you!

4. Monthly payments & return car
Pay a set amount each month, generally over 1, 2, 3 or 4 years (depending on the contract length of the lease agreement). At the end of the contract, simply return the vehicle to the leasing provider (they will collect the car free of charge), then, get a brand new lease car if you like – simple!

The difference between personal contract hire and business contract hire is essentially how you use the vehicle. PCH is personal hire where the vehicle is purely for personal use and BCH is where a vehicle is used for business use (but can be used for personal reasons too). Both types of contract have the choice of vehicles and versatility with regard to deposits and monthly expenditure. Business contract hire is available to financially eligible sole traders, partnerships and limited companies. For VAT registered businesses, you can claim back a percentage of the VAT on the monthly payments (depending on the type of vehicle) and 100% of the VAT of the maintenance agreement. Businesses also like the benefit of the vehicle not appearing on the 'Balance Sheet' as it is owned by the leasing company - this means that the liability of the finance is not shown on the company accounts.

The great thing about car leasing is that you don’t need a lump sum of cash to get behind the wheel of a brand new vehicle. You just need at least one month’s worth of the regular lease payments to pay upfront for the car. After this, you pay a fixed monthly fee which you can afford each for the remainder of the (contract 2 – 4 years). When buying a car, it usually takes months or even years to save up before you can meet the purchase price (or you will need a large deposit if you are buying on finance (PCP)). Once you have it, you’ll have to pay for any unexpected repair costs if it’s out of warranty and factor in how much cash you would lose in depreciation when it comes to selling the car in the future. A lot of the time this can work out more expensive than if you were to lease the same car and only pay for the time and mileage that you use it for.